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Founded Date May 15, 1992
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A Deep Dive into Baccarat: The Elegant Casino Game
Baccarat may have a reputation as a high-stakes game for the elite, but it’s actually one of the easiest casino games to learn. The game’s low house advantage and simple gameplay make it a fantastic choice for anyone visiting a casino.
How to Play Baccarat
Baccarat is a comparing card game played between two hands: the “Player” and the “Banker”. The aim is to wager on the hand—Player or Banker—that will end up with a higher score. You can bet on the Player’s hand to win, casino the Banker’s hand to win, or for the hands to Tie.
Scoring the Hands
- Cards 2-9: These cards hold their pip value.
- 10s, Jacks, Queens, casino and Kings (Face Cards): Are worth zero points.
- Aces: Are worth 1 point.
Hand totals are calculated by adding the values of the cards. If the total is a two-digit number, only the second digit is used. A 7 and an 8 would total 15, so the hand’s value is 5. If the Player or Banker is dealt a total of 8 or 9 on the first two cards, it’s called a “natural” and the round ends.
Which Bet is Best?
The beauty of baccarat lies in its simplicity. Once you’ve placed your bet, there are no more decisions to make; the dealer follows a fixed set of rules to draw additional cards if necessary. Here’s a breakdown of the three bets and their house edge.
| Bet | Expected Loss | What to Know |
|---|---|---|
| Banker | Extremely Low (1.06%) | The Banker hand has a slight mathematical advantage, making this the optimal bet even with the commission. |
| Player | ~1.24% | This wager is almost as good as the Banker bet and is a perfectly acceptable choice. |
| Bet on a Tie | ~14.36% | While the 8-to-1 payout is tempting, the Tie bet has a massive house edge and is one of the worst bets in the entire casino. It should be avoided by serious players. |
The optimal strategy for baccarat couldn’t be easier: always wager on the Banker. While this may not be the most exciting approach, it gives you the best mathematical chance of winning over the long term. With its elegant pace and player-friendly odds, it’s easy to see why baccarat remains so popular.